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GLOBAL PAYMENTS

Global payments without the global complexity

Cleeng acts as your Merchant of Record, taking responsibility for payment processing, compliance, tax, fraud and chargebacks - while one integration connects you to the PSPs and payment methods your customers need around the world.

One integration. Many payment rails.

Your business
One Cleeng integration
Adyen
Stripe
dLocal

+ more PSPs

Cards
Local methods
+ 200 more

Building a web payment stack drains resources - and increases your liability.

Payments are not one integration. They are PSPs, methods, currencies, tax rules, fraud controls and reconciliation, each of which has to keep working in every market you sell into.

Your integrations

Adyen APIv68
Stripe API2024-06
dLocal APIUpdate due
PayPal SDKDeprecated

PayPal SDK v1 sunset

Migrate by Nov 30

01

Payment complexity

Multiple PSPs, payment methods, currencies, integrations and APIs.

Obligations on you

VAT · 27 EU statesFiling due
PCI DSS auditQ3
Chargebacks · 14 openLiable

Dispute #4821 · $49.99

Respond by Oct 3

02

Financial & regulatory exposure

Tax, PCI, fraud, chargebacks, refunds and local requirements.

Renewals this month

Card expiredFailed
Insufficient fundsNo retry
3DS abandonedLost

Payment didn’t go through

Update your card to keep watching

03

Revenue leakage

Poor payment settings, failed renewals, weak dunning and fraud can quietly reduce recurring revenue.

Merchant of Record

Move the financial risk off your balance sheet.

Before

You
Payment processor
Tax
Fraud
Chargebacks
PCI
Regulation
Reconciliation

After

YouCleengGlobal payment ecosystem
✓Payment processor
✓Tax
✓Fraud
✓Chargebacks
✓PCI
✓Regulation
✓Reconciliation

Transfer payment liability to Cleeng.

Cleeng's Merchant of Record model covers payment processing, fraud, chargebacks and international tax compliance.

01

Connect once. Reach the world.

The payment landscape keeps fragmenting. Cleeng's orchestration layer gives you one integration while allowing us to connect you to the right PSPs and payment methods for each market.

VBTV

Initial payment success went from 71% to 96% in one month after adding PIX Automático.

One checkout, localized

3 markets live
Germany

Premium Annual

€99.99

SEPAPayPalCard
Jetzt zahlen
Brazil

Premium Annual

R$ 549,90

PixBoletoCard
Pagar agora
Japan

Premium Annual

¥15,800

KonbiniCarrierCard
支払う

Orchestration

GermanyAdyen · cards, PayPal, SEPA, Sofort
BrazildLocal · cards, Pix, Boleto
JapanAdyen · cards, konbini, carrier billing
United StatesStripe · cards, Apple Pay, Google Pay

Method counts and per-market PSP coverage require marketing validation before publication.

Payment costs · October

4 invoices to reconcile
● PSP fees● Method fees● FX● Chargebacks● Reconciliation
AdAdyenEUR€4,812Pending
StStripeUSD$3,390Pending
dLdLocalBRLR$ 9,204FX diff
PPPayPalGBP£1,076Pending

Payment economics

PSP feeMethod feeFXRegional complexityReconciliation

↓

One predictable Cleeng fee

02

Stop piecing together your payment costs.

PSP fees, method fees, FX, regional complexity and reconciliation work rarely add up to a number anyone can state confidently. Cleeng replaces the stack with one predictable fee.

Calculate what you're paying today →

03

Involuntary churn silently kills revenue.

Some customers don't leave because they want to. They leave because a payment fails. Smart retries, dunning, account updater, network tokens, optimized 3DS and payment-parameter configuration are what stand between a declined renewal and a lost subscriber.

See the full retention model →

Tuesday, 1 October

9:41

S+
Stream+now

Your payment didn’t go through. Update your card to keep watching.

S+
Stream+2m ago

Your Premium Annual renewal is on hold.

Where settings leak revenue

Retry strategyTimed per method and offer, not fixed
Card lifecycleAccount updater and network tokens
Authentication3DS applied only where it is relevant
DunningConfigured per offer type

The wrong settings quietly leak recurring revenue — usually without anyone seeing a cancellation.

Seven things a payment stack has to get right

Each row below is a section of this page; together they describe what Cleeng operates on your behalf.

01Local checkout

Localized currency, language, payment methods, authentication and taxes in a country-selector experience.

02Payment orchestration

Routing across Adyen, Stripe, dLocal and other PSPs by market, currency, payment method and risk profile.

03Payment-method access

27 payment methods available from day one, and the route toward 200+ methods within weeks, subject to verified coverage.

04Tax and compliance

Tax calculation, collection, remittance and liability; PCI DSS and SOC 2 Type 2 posture; 13,000+ tax jurisdictions where applicable.

05Fraud and conversion

AI-powered fraud detection, static risk rules, reCAPTCHA, email verification, throttling, PSP risk tools and configurable thresholds.

06Recurring payment performance

Smart retries, account updater, network tokens, relevant 3DS and offer-specific dunning configuration.

07Fee clarity

A comparison between multiple PSP contracts and Cleeng’s single predictable fee, with a link to the fees calculator.

Proof · pending internal validation

The world doesn't pay the same way

13,000+

Tax jurisdictions covered

92%

Currency volume covered

95%

Payment methods covered

88%

Worldwide initial payment success

Cleeng adapts checkout, payment methods, currencies, tax and compliance to local requirements without your team building country-by-country infrastructure. Each figure needs its source, scope and date range footnoted before publication.

Questions buyers ask

Ten questions payments buyers ask

Answers to be drafted with Product, Payments, Legal and Care.

What does Cleeng handle as Merchant of Record?

Cleeng takes on payment processing, tax calculation and remittance, PCI compliance, fraud liability and chargeback handling, so those obligations sit with us instead of your business.

Which PSPs can Cleeng connect to?

Cleeng orchestrates across PSPs such as Adyen, Stripe and dLocal, routing each transaction to the provider best suited to the market, method and risk profile.

Which payment methods are available in each market?

Coverage is tailored per market - cards and wallets everywhere, plus local methods like SEPA, Pix, Boleto or konbini where they matter most to conversion.

How quickly can we add a new payment method?

New methods are enabled through configuration on the orchestration layer, not a new integration, so rollout is a matter of days rather than a development cycle.

Who handles tax calculation and remittance?

As Merchant of Record, Cleeng calculates, collects and remits the correct tax for each jurisdiction automatically at the point of sale.

How does payment orchestration work?

Every transaction is routed to the PSP, method and retry path most likely to succeed for that customer, market and risk level - decided automatically, not hardcoded.

How does Cleeng handle 3DS, tokens and account updater?

3DS is applied only where it improves approval odds, network tokens keep cards current automatically, and account updater refreshes expired cards before a renewal fails.

How are payment fees reconciled?

PSP fees, method fees and FX are consolidated into one predictable Cleeng fee, replacing a patchwork of separate line items to reconcile.

How does fraud detection protect conversion?

An AI filter combines risk rules, PSP signals and lightweight checks like reCAPTCHA, so most good customers pass straight through while fraud is challenged or blocked.

Can Cleeng support recurring payments and local currencies?

Yes. Recurring billing and settlement run natively in local currencies, so customers pay and are charged the way they expect in their own market.

Hand off payments. Grow subscribers.

Sell in every market without building a payments team or carrying the liability.